FSG/PDS & TMD

Combined FSG & PDS - Combined Financial Services Guide and Product Disclosure Statement

For policies issued on or after 14 January 2026

For policies issued between 7 August 2024 and (up to and including) 13 January 2026

For policies issued between 12 June 2024 and (up to and including) 6 August 2024

For policies issued between 18 October 2023 and (up to and including) 11 June 2024

For policies issued between 2 February 2022 and (up to and including) 17 October 2023

TMD - Target Market Determinations

Target Market Determination (effective 14 January 2026)

Target Market Determination (effective 12 June 2024 up to and including 13 January 2026)

Target Market Determination (effective 18 October 2023 up to and including 11 June 2024) 

Target Market Determination (effective 2 February 2022 up to and including 17 October 2023)